Simplify Your Pension Transfer: Expert Advice, No Jargon

The mark of a charlatan is to take something simple and make it sound complex. The mark of a genius is to take something complex and make it sound simple" Naval Ravikant

If you google UK pension transfers you will be bamboozled with technical details designed to impress you. 15 reasons to switch and 5 things to look out for. You won't feel any wiser by googling around. It's information and jargon overload.

Here are the basics you need to be aware of:

1) If you are going to transfer your pension do so within 4 years to avoid tax on transfer.

2) You don't need to pay fees on advice and transfer because there is always a fee for ongoing investment. We are one of the few companies that does not charge fees on advice and transfer

3) The main benefit of transferring is you can access the funds in full, tax free from age 55. Also there is no inheritance tax on pensions in NZ

4) You want an adviser that will tell you if it's not in your interest to transfer. Often it's not worth it if you have final salary scheme or something like this

5) Avoid salespeople. If someone cold calls you, it tells you they are more about themselves than you. More about selling than providing real advice.

We could go on to show off our knowledge but less is more sometimes.

Our job is to make pension transfers simple, stress free and in your best interest. It doesn't need to be difficult or complicated and you don't need to work with anyone where you have doubts about how your hard your money is working for you.